Recession

Isn’t it funny how despite being in the middle of what some would call a recession/credit crunch that I keep getting flyers through my letter box for credit cards. Why on earth would I want to get a credit card/loan or mortgage when people are more or less on the breadline and living in their cars. Apparently people in America are in such financial turmoil that they have missed payments on their mortgage and having to live in their cars. A girl like me is easily swayed too. I got a second credit card in April and one main reason that I picked that bank was because not only was there a good offer on the table but they also had pink credit cards! How Cher in Clueless, Elle in Legally Blonde! Fabulous, I just had to have this slotted in my purse.
But they key is to make your payments on time and always pay more than the statement says. So I am just baffed as to why they keep sending me credit card applications in the post because Lord knows I have missed a few payments.